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Paying off the homestead
Sep 6th, 2018 at 2:55pm
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Well, by now my mortgage was supposed to be gone. I had everything calculated and had dumped a few bucks extra into it to account for the last bit of interest. I'm on automatic loan payments from my checking account.

When I deposited my paycheck a few weeks ago I asked the teller if there was anything extra I needed to do. She smiled and said "No".

But I checked my accounts online several times this week and there was no record of the final payment.

So I had to go old school and call the bank. Turns out there are all sorts of extra fees involved with paying off a mortgage. Filing fee. Reconveyance fee. And then a state fee of about $140 to help build homeless shelters (!). OK, I'm a liberal so I can't really complain, but it sort of ruined my day to find out it's still not over and done with.

Anyway, I authorized automatic deduction of the last payment plus about $200 of fees from my checking account. I'll be getting the notice in a few days. A packet in a month. And the deed from the county in 90 days. Whew. Nobody gets out alive!

My whole life I’ve been greedy, greedy, greedy. I’ve grabbed all the money I could get. I’m so greedy. - Donald J. Trump
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Bama Blue Wave Beau
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FvcktrvmP and the whores
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Re: Paying off the homestead
Reply #1 - Sep 8th, 2018 at 12:03am
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Good for you and better luck next month!

BTW, will the koi be invited to the mortgage burning party?


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