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Liberty News ForumLNF Forums HereThe House › Paying off the homestead
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Normal Topic Paying off the homestead (Read 310 times)
Ulysses
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Paying off the homestead
Sep 6th, 2018 at 2:55pm
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Well, by now my mortgage was supposed to be gone. I had everything calculated and had dumped a few bucks extra into it to account for the last bit of interest. I'm on automatic loan payments from my checking account.

When I deposited my paycheck a few weeks ago I asked the teller if there was anything extra I needed to do. She smiled and said "No".

But I checked my accounts online several times this week and there was no record of the final payment.

So I had to go old school and call the bank. Turns out there are all sorts of extra fees involved with paying off a mortgage. Filing fee. Reconveyance fee. And then a state fee of about $140 to help build homeless shelters (!). OK, I'm a liberal so I can't really complain, but it sort of ruined my day to find out it's still not over and done with.

Anyway, I authorized automatic deduction of the last payment plus about $200 of fees from my checking account. I'll be getting the notice in a few days. A packet in a month. And the deed from the county in 90 days. Whew. Nobody gets out alive!
  

"Well, we don't rely on American banks. We have all the funding we need out of Russia" - Eric Trump, 2014
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Bama Blue Wave Beau
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FvcktrvmP and the whores
he rode in on.

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Re: Paying off the homestead
Reply #1 - Sep 8th, 2018 at 12:03am
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*(*

Good for you and better luck next month!

BTW, will the koi be invited to the mortgage burning party?

*)*
  

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LadyBug
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Re: Paying off the homestead
Reply #2 - Feb 24th, 2019 at 4:54am
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Ulysses wrote on Sep 6th, 2018 at 2:55pm:
Well, by now my mortgage was supposed to be gone. I had everything calculated and had dumped a few bucks extra into it to account for the last bit of interest. I'm on automatic loan payments from my checking account.

When I deposited my paycheck a few weeks ago I asked the teller if there was anything extra I needed to do. She smiled and said "No".

But I checked my accounts online several times this week and there was no record of the final payment.

So I had to go old school and call the bank. Turns out there are all sorts of extra fees involved with paying off a mortgage. Filing fee. Reconveyance fee. And then a state fee of about $140 to help build homeless shelters (!). OK, I'm a liberal so I can't really complain, but it sort of ruined my day to find out it's still not over and done with.

Anyway, I authorized automatic deduction of the last payment plus about $200 of fees from my checking account. I'll be getting the notice in a few days. A packet in a month. And the deed from the county in 90 days. Whew. Nobody gets out alive!


Congratulations, Ulysses! I did that a couple years ago. It's a good feeling, I know.  Cool
  
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Luther
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Re: Paying off the homestead
Reply #3 - Mar 1st, 2019 at 6:07am
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I think I got all you guys beat Wink

I had my house paid off at age 37(by myself)

I also did it without my wife making a dime Wink Shocked

« Last Edit: Mar 1st, 2019 at 6:12am by Luther »  

All throughout our American history, world history, "ordinary people can do extraordinary things"


un·known quan·ti·ty
noun
a person or thing whose nature, value, or significance cannot be determined or is not yet known.
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LadyBug
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Re: Paying off the homestead
Reply #4 - Mar 1st, 2019 at 6:21am
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Luther wrote on Mar 1st, 2019 at 6:07am:
I think I got all you guys beat Wink

I had my house paid off at age 37(by myself)

I also did it without my wife making a dime Wink Shocked



That's awesome!  Cool Do you have any kids?
  
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Luther
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Re: Paying off the homestead
Reply #5 - Mar 1st, 2019 at 6:31am
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LadyBug wrote on Mar 1st, 2019 at 6:21am:
That's awesome!  Cool Do you have any kids?



I do

they're 18 and 20

Me and my wife will be empty nester's soon Shocked
  

All throughout our American history, world history, "ordinary people can do extraordinary things"


un·known quan·ti·ty
noun
a person or thing whose nature, value, or significance cannot be determined or is not yet known.
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LadyBug
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Hey Everybody! Good to
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Re: Paying off the homestead
Reply #6 - Mar 1st, 2019 at 6:57am
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Luther wrote on Mar 1st, 2019 at 6:31am:
I do

they're 18 and 20

Me and my wife will be empty nester's soon Shocked



Congratulations; you all survived the teenage years.  Cheesy


  
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Luther
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Re: Paying off the homestead
Reply #7 - Mar 1st, 2019 at 7:00am
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LadyBug wrote on Mar 1st, 2019 at 6:57am:
Congratulations; you all survived the teenage years.  Cheesy





Yeah... barely


My daughter was harder than my son Shocked Grin
  

All throughout our American history, world history, "ordinary people can do extraordinary things"


un·known quan·ti·ty
noun
a person or thing whose nature, value, or significance cannot be determined or is not yet known.
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Ulysses
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Re: Paying off the homestead
Reply #8 - Apr 6th, 2019 at 4:56am
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Luther wrote on Mar 1st, 2019 at 6:07am:
I think I got all you guys beat Wink

I had my house paid off at age 37(by myself)

I also did it without my wife making a dime Wink Shocked



What makes you think I'm not 37???


  

"Well, we don't rely on American banks. We have all the funding we need out of Russia" - Eric Trump, 2014
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